Crystal Valley Financial Corp. (CYVF.PK)

Crystal Valley Financial Corp is based in Indiana. Crystal Valley Financial Corp lists its shares on the Pink Sheets under the symbol CYVF.PK. Investors should fully understand the risks of trading Pink Sheet stocks when making a decision to invest in these companies.

They are a small company with only 8 employees. Such a low number of employees may be an indicator the company is facing financial issues. It may also simply be an indicator that this company is still developing and this is an important question to ask when evaluating this stock. When evaluating investment opportunities, it is important that the company be adequately staffed with qualified personnel. You should carefully consider the corporate headcount.

The share price of the company's stock was $15.00 on Jan 5, 2009. The share price is currently 34.07 % lower than its 52 week high of $22.75. Although this still may be a pennystock by our definition, the share price is at the higher end of the range for a pink sheet company. The stock is hitting new 52 week lows. Counter-trend investors might find this an opportunity to buy some of it. But such an approach may not always be successful. The stock is illiquid. The small amount of buying or selling can substantially impact the price of this stock.